In this guide
Australians seeking aged care and aged care service providers have been given some extra time to grasp major changes to the rules, with the start date of the new Aged Care Act pushed back from 1 July to 1 November 2025.
While there could still be a few tweaks here and there from government and service providers, the essence of the new Act is that most people are going to be asked to choose the care services they need and potentially make a higher contribution where they can.
The changes will ultimately result in users paying more for both government-subsidised help at home and residential aged care.
The reforms focus on keeping people at home, but with a distinction being made between clinical care and non-care and who pays for what.
Who and what services will be affected?
Self-funded retirees will continue to pay the lion’s share of their aged care costs; however, for everyone receiving services, significant changes to the way charges are calculated will take some careful planning.
The government will fund clinical care for everyone, regardless of means. But those receiving non-care services, like showering, medication assistance, cleaning, gardening and shopping, will be paying more.
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