Articles by
Janine Mace
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Getting financial advice? What your adviser needs to provide
Financial advice is strictly regulated, so it pays to understand what you can and can’t expect from an adviser before you set up your first meeting.
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Why financial literacy is vital for a good retirement
In an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness.
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Tax returns in retirement: Do I need to lodge one?
If you receive assessable income in retirement, you need to lodge a tax return. Even if you don’t, you may need to lodge a non-lodgment form. Confused? Read on.
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Checklist for employers to master your super responsibilities
Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations.
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3 steps to making a complaint about your super fund
When you have an issue with your super fund or its insurer, it’s important to know who to turn to, including AFCA, and how to go about it.
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Who to turn to if you have a problem with your financial adviser
The financial advice sector has done a lot in recent years to improve the overall quality of advice, but when things go wrong there is a structured complaints process.
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In your 70s? The super rules that apply to you
If you’re still adding to your retirement savings in your 70s, it’s important to know the super rules, as making contributions becomes tougher after age 75.
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Quiz: Employer super responsibilities
Take this 10-question quiz to test your knowledge on the superannuation responsibilities for employers.
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What to do if your employer doesn’t pay your super
Chasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing.
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What happens when you meet a financial adviser
Before you select a financial adviser, it’s important to understand what you want to achieve and how to prepare for your first meeting.
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What are the super and Age Pension rules for same-sex couples?
Now that same-sex couples are equal under super and tax laws, it’s important to understand what that means for your retirement savings and Centrelink benefits.
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What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
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Estate planning when your child has a disability: What can I do?
Planning financial support for your children after you die is tricky, but a child with disability makes the task even harder. How do you ensure your child is cared for and financially secure?
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How sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
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Victorian Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Victorians forget to grab one of the best deals on offer – their Victoria Seniors Card.
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QLD Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Queenslanders forget to grab one of the best deals on offer – their QLD Seniors Card, Seniors Card+go or Seniors Business Discount Card.
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ACT Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but many older people in the ACT forget to grab one of the best deals on offer – the ACT Seniors Card.
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Tasmanian Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Tasmanians forget to grab one of the best deals on offer – their Tasmania Seniors Card.
