Pension fund of the year 2026: What makes a winner?

Since the introduction of compulsory super in 1992, the focus of our superannuation system – from the media, government, regulators, super funds and members themselves – has been on the accumulation phase.

There’s applause and awards for the funds that deliver the best returns for members as if it’s a race past the post; the post being the day you retire and count your winnings. But that’s just the beginning.

While building your nest egg is important, the real challenge begins once you start withdrawing it to pay for your living expenses in retirement. You want your money to last the distance and be invested in a way that gives you peace of mind. You also want your fund to provide the services and support you need to make the most of your super leading up to and throughout your retirement.

That’s why your choice of pension fund is so important, because there are real differences in the strategies, products and services on offer.

What makes a winning pension fund?

Chant West general manager Ian Fryer says the pension fund of the year award is all about why the super industry exists – to pay everyday Australians an income after they stop working.

“We are looking for funds that have a retirement offering that is genuinely tailored to the needs of retired members, including a range of retirement advice services. Advice is key to outcomes in pension phase,” he says.

SuperRatings executive director Kirby Rappell said SuperRatings changed the name of this award category last year from Pension Fund of the Year to Retirement Offering, in recognition of the fact that the best pension products offer more than retirement income. “They also need to include tools, advice, help and guidance for members,” he says.

Pension funds of the year